Terms of Service

1. The Service

The Lab TCG provides trading-card market data, price history, analytics, signals, reports, alerts, and portfolio-tracking tools. The Service is informational only. It is not financial advice and no output of the Service is a recommendation to buy or sell anything — see our Disclaimer, which is part of these Terms.

2. Accounts

You must provide accurate information when creating an account and keep your credentials secure. You are responsible for activity under your account. You must be at least 13 years old (or the minimum age of digital consent in your jurisdiction) to use the Service.

3. Subscriptions & billing

Paid plans (e.g. "Collector") are billed in advance on a recurring basis through our payment processor, Stripe. Prices are shown at checkout and may change with notice; changes apply at your next renewal. You can cancel at any time from your account page — you keep paid access until the end of the current billing period, after which your account moves to the free tier. Except where required by law, payments are non-refundable; if the Service materially fails to deliver updated data for an extended period, contact us and we will make it right with a credit or refund at our discretion.

4. Acceptable use

You agree not to:

• scrape, bulk-download, or systematically extract data from the Service;
• resell, redistribute, or republish Service data without our written consent;
• probe, overload, or disrupt the Service or its infrastructure;
• use the Service to violate any law or third-party right; or
• share one account across multiple people or automate access without an API plan.

5. Data & intellectual property

The Service's analytics, signals, indices, reports, software, and design are owned by The Lab TCG or its licensors. Underlying market data is aggregated from third-party sources; card names, images, and marks belong to their respective owners. We grant you a personal, non-exclusive, non-transferable license to use the Service for your own collecting and research. Your portfolio data remains yours; you grant us the rights needed to store and process it to run the Service.

6. Availability & changes

We may add, change, or remove features, and we may suspend or discontinue the Service (in whole or part) at any time. Data refreshes run on a schedule and can be delayed; when data is materially stale we aim to say so in the product. The Service is provided "as is" and "as available" without warranties of any kind, express or implied, including accuracy, merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of liability

To the maximum extent permitted by law, The Lab TCG will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for lost profits, lost data, or trading/collecting losses, arising from your use of the Service. Our total liability for any claim is limited to the amount you paid us in the 12 months before the claim (or $50 if you paid nothing).

8. Termination

You may stop using the Service or delete your account at any time. We may suspend or terminate accounts that violate these Terms. Sections 5–9 survive termination.

9. Governing law & contact

These Terms are governed by the laws of the United States and the State of Maryland, without regard to conflict-of-law rules. We may update these Terms; material changes will be posted on this page with a new "last updated" date, and continued use constitutes acceptance. Questions: thelabtcg@gmail.com.

10. Digital products (the Blueprint)

The Pokémon Card Business Blueprint is a digital product: a PDF book and a zip of workbooks and checklists, delivered by email as download links. It is sold through Link, Stripe's checkout, which is the merchant of record for the payment, handles sales tax and VAT, and sends your receipt.

30-day money-back guarantee. If you're not satisfied with the Blueprint for any reason, reply to your order email or write to thelabtcg@gmail.com within 30 days of buying it, and we will refund the full price. You don't need to give a reason. Once you're refunded, your download links stop working. The guarantee is on top of your legal rights: consumers in the UK and the EU, for example, can cancel a digital purchase within 14 days, and the guarantee covers that period and more.

If something is wrong. If a file won't open, a link fails, you got the wrong edition, or the content is not as described, reply to your order email or write to thelabtcg@gmail.com and we will fix it, replace it or refund you. Your statutory rights are not affected.

Guidance, not professional advice. The Blueprint is general guidance about running a card business. It is not legal, tax, accounting, financial or investment advice, and The Lab TCG is not a law firm, an accountancy practice or a financial adviser. Buying or reading it doesn't make us your adviser. Laws, taxes and fees change and differ from place to place, so check any decision that matters with a qualified professional. The examples and figures in it show how the numbers can work. They aren't promises, and your results will differ.

Liability. Sections 6 and 7 apply to the Blueprint. It is provided as is, and as far as the law allows, our total liability for any claim about it is limited to the price you paid for it. You are responsible for the decisions you make with it. Nothing in these Terms limits liability that the law doesn't allow us to limit, or your statutory rights as a consumer.

Your licence. The Blueprint is for you and your own business. Please don't share the files or the download links, resell them, or publish their contents. Short quotes with credit are fine.

The Buy & Stock Kit is a separate $49 digital product: a Google Sheet template and a PDF guide. Its terms, including a full refund if you email within 14 days of buying, are on the Finance Back Office terms.